Culture Mortgage
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Resources

                       
In our resources section you will find useful information relating to real estate home financing. The purpose of this section is to empower home borrowers. I you have a specific question we encourage you to contact us directly.

Here you will find articles, definitions, flow charts, frequently asked questions, calculators, and links to other reputable and trusted sources of real estate information. You can either click on the links below or use the drop down menu under resources above on the left.

We welcome any questions you have, simply email us, or give us a call:

831.325.6959 

Purchase loans. Information on purchasing a home.

Refinance loans. Information on refinancing your home.

Home loan programs. A breakdown of the available home loan programs for borrower consideration.

Why Use a Broker. There are many compelling reasons to use a finance broker rather than a retail bank, discover them here.

Locking Your Rate. What rate locking means to you, advantages and disadvantages of locking your rate. When is the best time to lock.

Lender Paid Compensation. One of the two compensation models approved by the Department of Housing and Urban Development.

Borrower Paid Compensation. One of the two compensation models approved by the Department of Housing and Urban Development.
 
Required Supplemental Paperwork. I list of the most common supplemental paperwork required by the underwriter to complete new home financing.

Frequently Asked Questions. A list of frequently asked questions and their answers.

Links. Useful links for you to take advantage of redirecting you to additional informational sources on real estate and real estate finance.

About Us. If you want to know more about us, you'll find it here.

Privacy Policy. We take our clients privacy very seriously, how we use the information you provide us.

Contact Us.
 A simple form which you can use to contact us directly.

Apply for a Loan. If you are ready to apply for a loan here where you begin.

California Bureau of Real Estate License 01792241
NMLS License 523235


1649 Calavo Rd. Fallbrook, CA 92028
831.325.6959 Phone
866.321.5467 Fax
email@culturemortgage.com

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